A Dependent Hidden Markov Model of Credit Quality
نویسندگان
چکیده
منابع مشابه
A Novel Hidden Markov Model for Credit Card Fraud Detection
Nowadays the customers prefer the most accepted payment mode via credit card for the convenient way of online shopping, paying bills in easiest way. At the same time the fraud transaction risks using credit card is a main problem which should be avoided. There are many data mining techniques available to avoid these risks effectively. In existing research they modelled the sequence of operation...
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Due to a rapid advancement in the electronic commerce technology, the use of credit cards has dramatically increased. As credit card becomes the most popular mode of payment for both online as well as regular purchase, cases of fraud associated with it are also rising. In this paper, we model the sequence of operations in credit card transaction processing using a Hidden Markov Model (HMM) and ...
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In modern retail market environment, electronic commerce has rapidly gained a lot of attention and also provides instantaneous transactions. In electronic commerce, credit card has become the most important means of payment due to fast development in information technology around the world. As the usage of credit card increases in the last decade, rate of fraudulent practices is also increasing...
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ژورنال
عنوان ژورنال: International Journal of Stochastic Analysis
سال: 2012
ISSN: 2090-3332,2090-3340
DOI: 10.1155/2012/719237